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What American Express Says Today Could Impact Our Price Target

Amex is presenting at the KBW Fintech Payments Conference. Here's what we're listening for.

Chris Versace·Nov 12, 2025, 12:05 PM EST

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In mid-October, following American Express’s  (AXP)  quarterly earnings, when the shares were trading at $346 after climbing from $294 in early August, we reiterated our $370 price target. At the time, we shared the two things we would be watching that could lead us to revise that target even higher: trends in consumer spending; and comments from management about the refresh rates for its Platinum card.

As we’ve seen so far, overall consumer spending has been holding up better than expected, and the looming end of the government shutdown, including the pending receipt of backpay, should see that continue. 

In terms of Platinum card refresh rates, Amex is presenting Wednesday at the KBW FinTech Payments Conference, and that will be a topic we and others following the stock will be focusing on. 

While what we learn may lead us to boost our price target, it could also lead to the current Wall Street consensus price target of $350 being revised higher as well.

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At the time of publication, TheStreet Pro Portfolio was long AXP.